Employment & Self-Sufficiency

U.S. Department of Health and Human Services Changes in Coverage in the Individual and Group Health Insurance Markets and the Effect of Health Status

Coming of Age: Employment Outcomes for Youth Who Age Out of Foster Care Through Their Middle Twenties Prepared by: The Urban Institute with subcontractors, University of California Berkeley and University of North Carolina Chapel Hill

Contents

Ten Key Findings from Responsible Fatherhood Initiatives February 2008 Prepared for: Office of the Assistant Secretary for Planning and Evaluation (ASPE) U.S. Department of Health and Human Services (HHS) Prepared By: Karin Martinson and Demetra Nightingale The Urban Institute

Contents Research Questions and Methodology Current Use of Vouchers in the CCDF and TANF Programs Key Findings and Implications Areas for Further Exploration  

Contents Methods and Data Sources Portraits of Families Low-income families Low education families Single-headed families Nonwhite or Hispanic families Renter

Contents Key Findings Conclusions Savings and assets can cushion families against sudden income losses and can bolster long-term economic gains. These savings, however, can make a low-income family ineligible for benefits from means-tested programs when they encounter economic difficulties.

Prepared for:U.S. Department of Health and Human Services Office of the Assistant Secretary for Planning and Evaluation Office of Human Services Policy

Contents

Poor Finances: Assets and Low-Income Households Principal Investigators: Signe-Mary McKernan and Michael Sherraden The Urban Institute Project began September 2007