Private Long-Term Care Insurance

To assess how different tax break proposals for private long-term care insurance might affect private coverage, better information is needed on the decision to purchase long-term care insurance and the sensitivity of the purchase decision to price changes. This report describes the results of efforts to model private long-term care insurance coverage and simulate policy reforms.

This report was prepared under contract #HHS-100-02-0014 between the U.S. Department of Health and Human Services (HHS), Office of Disability, Aging and Long-Term Care Policy (DALTCP) and LifePlans, Inc.

U.S. Department of Health and Human Services Final Report on the "Own Your Future" Consumer Survey Long Term Care Group, Inc. LifePlans, Inc. November 30, 2006 PDF Version (43 PDF pages)

The purpose of this paper is to summarize the project and present a design for future phases of the project. It incorporates all suggestions from the Task Order Monitor and the Technical Advisory Group. The full Literature Review was submitted to ASPE as a separate document.

The purpose of this report is to analyze survey data collected from members of the federal family and compare their attitudes and opinions to those of individuals offered coverage in other public programs as well as those offered coverage in private sector employer-group settings.

The purpose of this brief is to present summary findings from a comprehensive review of the literature and published data about buyers and non-buyers of private long-term care insurance, including members of the federal family. Understanding the motives behind peoples' choices can help to inform public policy as well as focus current and future market strategies.

This is the sixth in a series of data briefs based on the information collected from the buyers, non-buyers, and non-responders surveyed groups. The purpose of this brief is to answer three questions related to the purchase of the Federal LTC insurance program: (1) What are the characteristics associated with being a purchaser/enrollee in the Federal LTC insurance program?

This literature review summarizes what is known about falls and fall prevention and identifies the components of effective strategies for reducing falls. Intertwined in the discussion are the results of interviews conducted with individuals representing nine fall prevention programs that have been identified as particularly successful.

Contents Study Design Rationale for Privatization Deciding the Scope and Size of Contracts The Contractors Promoting Competition Ensuring Effective and Fair Procurements

The purpose of this analysis is to gain a better understanding of how having a private LTC insurance policy interacts with and affects the use of Medicare financed home health, skilled nursing and inpatient services. The authors used Medicare claims data and linked it to a sample of 578 community-based disabled elders receiving benefits under their LTC insurance policies.